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Originally Posted by poundwise
I'm not sure about those specifics, but I did want to comment that the Citibank account seems to be the 'most messy' of all of the accounts/services.
They have tons of fine print besides that fact that you have to open a checking account too (unless you already have a Citi checking.) With so many other options, I personally don't see why anyone would go through the extra hassle of dealing with Citi.
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This may be true, so if you don't have a checking account or another affiliation with Citi, the other banks might be your best bet.
I have banked with Citibank for years. Citibank e-account launched only recently and the rate hike is recent. When I signed up two weeks ago because I already had a checking account it took five minutes including funding the account.