Here's my credit mess:
I just cut them up a couple weeks ago, to avoid all temptation. I don't owe a whole lot, but the temptation and ease of use make it keep spiraling out of control. I will continue having my cell phone, & EZ pass charged to my credit card, but I will stop using it for entertainment. That way I can maintain a good credit history to help me get a good mortgage.
Sweepsplayer, Why are debit cards inherently dangerous?