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Originally Posted by lrjohnson
I was "off the radar" for about 7 years, no cards at all. It has not helped me; now I need a credit history-it would have helped to have a card. I got a card about a year ago and have not even come close to a problem with it. It's building my credit score for me. I need a credit score, a good one, to purchase a house.
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Took the words right out of my mouth.
