Re: Can one live without a credit card?
Oh yes. I myself have had credit cards, been a bad steward of them, gotten rid of them, and then lived years without one. Just recently, I got back on the credit card bandwagon.
The only thing one needs to know is this: Pay it off at the end of every month. If you can't, cut it up.
If you are a good steward of your credit cards, they can and will reward you handsomely one day.
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