Re: A hole in the sand
I think miclason has a good point. Focus on the good. Yes, things are bad, but they could always be a whole lot worse. It also helps to take it one day at a time. Don't focus on the overall debt, but on doing one small thing each day that moves you closer to not being in debt. The little things are much easier to accomplish and will help you see you are moving in the right direction.
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