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Old 07-12-2006, 08:23 AM
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jmjj215 jmjj215 is offline
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Default Re: Financial independence

Quote:
Originally Posted by debtdude
Retiring just five years earlier than age 65 makes huge difference. Dropping down to 50 - wow. Financially speaking, I don't know how $1 mil would spread through the years. There are so many variables such as lifestyle, living arrangements, health, etc. If you retired at age 50 and lived for 30 years off of $1 mil, that equals ~$33k per year. Using such an annual income, apply that to your situation and start doiing a lot of math...meet with a CPA...and then think about it for a few years. You don't want to be broke at 70.
That's actually spot-on advice in my book. I see people saying they have goals of retiring at 45 w/ $1 million. I hope they're talking about a million of future dollars, not a million dollars right now...
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