[cschin4]

I know we should all help our parents. But, there are many difficult situations that people have to deal with. I will help my mother as well. But, I would not bankrupt my children's future in order to do so. There is a limit to how much help you can give. And, your parents need to make better choices. It is great that they are willing to listen to you and trying to learn. But, as for the dental work. Does it have to be done now? Can it wait awhile? Have they considered going to a dental school to get the work done? A dental school will often do the work at a fraction of the price. Have they looked for a less expensive dentist? Maybe they should just have the teeth pulled if it is going to cost so much. You need to put the ball back in their court instead of letting put the their ball in your court. Pass it back. They need to make the hard decisions, not you. It is their teeth.
Unfortunately, they have choosen this path in life, through no fault of you. Now, they have to bite the bullet and reap the consequences of a life of financial irresponsibility. If they need to sell their home, etc to become solvent then that is what they may need to do. You really cannot afford to uphold to households.