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Originally Posted by jamreed02
if the company matches, should we only have the 401K, or should we have that and another retirement account?
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This question comes up a lot. The general rule of thumb is to contribute to your 401k enough to max out the company match, and then contribute as much as you can to a Roth IRA.
That's good advice, but I think even more important is that you build up your retirement fund as quickly as you can. If by going straight 401K, you'll contribute more to your retirement (because it's easier -- comes straight out of your paycheck), then there's nothing wrong with going that route either.