I WISH I had 40K a year now! if I didn't have to pay rent or CC payments, or student loans.... that would be a HUGE increase in income for us! Right now we're bringing in a hair over 30K, with three young kids (maybe more to come)

We've got rent, and student loan debts, and credit card debts, and a leased van (

) If I had that kind of income, I'd have my farm in the country, and retire to taking care of nice gardens and a flock of sheep, maybe even start a business spinning and dyeing the wool... (sigh) but that gets into daydreaming...