[Diolla]

As far as closing credit cards I personally don't have any but if you need a good credit score you could leave a couple open after they are paid off. I wouldn't however leave them all open alot of unused credit lines can hurt rather than help when trying to get a mortgage. Once thay are all paid off I would suggest you cancel all of them except maybe a couple that have good terms for you.

That said, FICO scores are overrated. I have no credit cards or loans and recently purchased a small house with no difficulties. I did however have a large down and an extremely small mortgage amount.