[Diolla]

Iwould like a little more information if you are willing. You say you are making $19k a year and saving $350 a month of that. If you have no debt what is your budget for the rest of the money? I assume you are paying some sort of room & board to your parents? Perhaps you should make a budget of your projected expenses when you move out and put together an Emergency fund that would cover 3 months of that. A rule of thumb is 15% of you post tax income should go into a retirement fund. Kudos for contributing now when time is still on your side. Yes you should save for things you want to buy in the future but I think a budget and a plan might be a good idea at this stage to determine how much & how often.