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Old 06-30-2006, 10:46 AM
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poundwise poundwise is online now
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Default Online Savings Accounts & Current Rates



Updated 06/24/08


3.60% OneUnited Unity Gold E-Savings
$1K to open | $1K to earn stated interest | No fees


3.57% Century Bank Direct Money Market Account
$1K to open | No min to earn interest | No fees


3.50% Provident Direct High Yield Online Savings
$1 to open | No min to earn interest | No fees


3.50% OnBank Money Market Savings
$1 to open | $1 min to earn interest | No fees


3.50% ShoreBank High-Yield Savings
$1 to open | No min to earn interest | No fees


3.50% FNBO Direct Online Savings
$1 to open | No min to earn interest | No fees


3.50% AARP Financial High Yield Savings
$1 to open | $1 to earn stated interest | No fees
Note: You must be a member of, or join, AARP to open this account


3.50% HSBC Direct Online Savings
$1 to open | $1 to earn interest | No fees


3.41% Century Bank Direct High Interest Online Savings
$100 to open | No min to earn interest | No fees


3.40% Umbrella Bank Pot O'Gold Money Market
$1K to open | $1K min to earn stated interest | $1K to avoid fee of $10
Note: Balances less than $1,000 earn 0.60% and are subject to fee


3.30% WaMu Online Savings
$1 to open | $1 to earn interest | No fees
Note: To earn this rate with this account you must open an online checking account in conjunction with the savings; otherwise, the online savings rate is a pitiful 0.25% APY


3.28% iGObanking iGOSavings
No min to open | No min to earn interest | No fees


3.25% M&T Bank e-Money Market
$1 to open | $1 to earn stated interest | No fees


3.15% E*TRADE Complete Savings
$1 to open | No min to earn interest | No fees


3.05% Savings Square Square Savings Account
No min to open | No min to earn interest | No fees


3.05% Amboy Direct Premium Savings
$1 to open | No min to earn interest | No fees


3.01% UFB Direct Absolute Savings
$1 to open | $1 to earn interest | No fees


3.01% E-LOAN Online Savings
$5K to open | No min to earn interest | No fees
Note: Account may be closed if balance is less than $500 for 90 days
Promo offer: 3.75% APY for new accounts, guaranteed through 07/31/08


3.01% FirstFedDirect
$1K to open | $1K min to earn stated interest | No fees
Note: Not available to residents of California


3.00% Capital One Direct High Yield Money Market
$1 to open | No min to earn interest | No fees
Note: If you have a balance of $10K or greater, CapitalOne offers an online savings option currently at 3.75%


3.00% GMAC Bank Money Market Savings
$50 to open | $500 min to earn stated interest | $500 min to avoid $5.00-$7.50 fee


3.00% CountryWide SavingsLink
$1K to open | No min to earn interest | $1K to avoid fees
Note: APY 4.00% for balances greater than $10K


3.00% ING Direct Orange Savings
$1 to open | No min to earn interest | No fees
Note: $25 bonus available for new accounts link


3.00% KeyDirect Signature Money Market Savings
$50 to open | .01 to earn interest | No fees


3.00% UnivestDirect Anytime Online Savings
$1 to open | $1 min to earn interest | No fees


2.85% Ultima Bank Savings
$1K to open | $1K to earn stated interest | $1K min to avoid fee of $10


2.75% Apple Bank Grand Yield Direct
$2500 to open | $1 to earn interest | No fees


2.75% Emigrant Direct AmericanDream SavingsAccount
$1 to open | No min to earn interest | No fees
Note: SavingAdvice offers a sign-up bonus for new accounts link


2.75% BancoFortuna Fortuna Savings
$1 to open | No min to earn interest | No fees
Note: Spanish and English versions of the site are available; an online offering from Emigrant Bank


2.60% Presidential Bank Premier Savings
$5K to open | No min to earn interest | No fees


2.50% AmTrust Direct e-Money Market
$1 to open | $1 to earn stated interest | No fees




Disclaimer: This listing is not intended to serve as a comprehensive guide to all terms on each of the listed accounts. Banks may change offers/terms at any time. Neither the poster nor this site are liable for any error, or unreported changes, in value, terms, or other details as listed here. Read each offer, account details, and terms of service on the institution's web site carefully when considering a new account.

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realize that half the people are stupider than that." ~ George Carlin


Last edited by poundwise : 06-24-2008 at 08:58 AM. Reason: Note - All of these accounts are FDIC insured
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