[akaivyleaf]

The most imporant part of the envelope system is to be honest with yourself if it is to work. Just get regular envelopes and write on the outside what each is for. Put the cash in the envelopes and replace the cash with receipts for those line items. Above all, don't take money out of an envelope and move it to another envelope, you've defeated the purpose. Also because of the society we all live in, don't carry around the envelopes in your purse unless you're conducting business with those envelopes. Carrying cash is a somewhat dangerous proposition these days.