[Bookie]

In my case I'm semi-retired. While I could manage without the economies suggested by this site, doing so would significantly delay financial goals I've set for myself.

Also, I enjoy the game-playing aspects of frugality. After a while it becomes something of a sport to see how far I can trim a budget category or creatively meet a need with mnimal expenditure. I enjoy my little savings games and the way they progressively enhance my totals.

Last, though hardly least, I get a smug satisfaction from living well for less amid neighbors who are overworked, over-spent, over-committed, and overwhelmed.