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Originally Posted by joseblanco
presidential.com has a 4.87 apy for savings & 4.5 apy for checking (minimums 5k & 1.5k respectively) This way transfers immediately occur b/t your savings to your checking. I see you said you only have 1k so I'd say go w/ GMAC bank has 4.8 apy (500 minimum) for now which permits drafts. Once you build your emergency fund up to 3-6 months then switch to presidential
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Does the presidential checking require you set up direct deposit?