Re: My mom’s budget.
sigh, I wish I could fix the world...
but we can't.
I think in your situation I might mention you think you can work on her dredit cards..mention you caught a glimpse of a couple fees you think you could remove if she wanted to....I would well drink a nice cup of tea and find a soothing mantra first sos to not sound condescending or mad, just pleasently helpful.
DO not set a future date, just do it as soon as she gives you permission...if you have kids invcite her to play with them while you are on the phoine (to help you out, don't tell her you need her to be there for possible pin numbers or CCs in her purse)
If you have that small success think about offering to help make life easier with any non 'I know better you are in trouble' statements..(have you heard about the online banks mom, they really can offer bonuses just for signing up....I have one, do you want one? or even better I have one and I get free money if you sign up, come over for coffee and let me do the work so I get the 10$)
This of course doesn't work if you ever lose her trust, so never steal or do anything questionable while helping...
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