[amomof4]

If real estate has a tendency to go up in your area, I would keep the house as a rental. My husband owns a few houses that he wants to pay off to use as income at retirement.

Keep in mind that managing property can be a big pain. $100/month will probably all go towards expenses such as repairs, advertising, etc. Also, you would need to keep it for the times when the property is vacant so you can still make your mortgage payment. There is also a good tax deduction with depreciation. Did I mention it was a pain to manage property?