Re: Why do so many of the 'Personal Finance' threads...
Why not take the money you would be using for a car payment (at your 2.5% rate) and put it into a checking account and in four years, pay cash for a used car?
That way, you didn't touch savings (at 4.25%), you didn't pay any interest (2.5% OUT) and you get a better value to your car? You win that way.
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