[Tree0164]

Originally Posted by Fern

Hey, I think Steve had a valid point.

I've been a member for over a year now, i think, and i've noticed not just the over-emphasis on credit card rates but also, i hate to say, what i think is a really misplaced emphasis on saving $3 here or $4 here, dropping quarters in a jar, picking up loose change at the ATM and things like that.

I never said anything in the past becus i realized thta everyone is at a different personal stage as far as investments/saving/debit goes, and I didn't want to offend anyone.

i know that many will respond, well, every dollar counts. Yet, we all have just so much free time in the day to devote to this stuff, so i just have never understood why so many people obssess about the small change when, if they just focused their attention on bigger payback issues like saving on car insurance, refinancing their mortgage, etc., they could reap much bigger dividends.

I was going to post something but I will just say a simple ditto!!