[Ima saver]

My husband is a builder who charges material at home depot every month. We get the money up front (in the form of draws) to pay for this material, so we always have the money to pay off that credit card when it comes due.
As far as how i built up my assets, I started slowly. I read and learned about mutual funds and then I opened, one, than two, than three. I had $50 a month automatically going into these funds, each month. If I had extra money , I sent it. I opened these funds for only $50 each. Then I opened IRA's for each one of us.
It seemed like for years, my balances were so low, but I keep plugging away, a little at a time. I have had some great years in mutual funds, and some not so great! But I know that the funds are worth a lot more than the money I put into them.
I now have over 300K in my mutual funds and I had stopped contributing in order to build up the money in my savings and money market funds.