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Originally Posted by debtfreesteve
... and by paying with cash each month, I have more money, way more than the rewards might offer (IMO), without the risk of something happening and not being able to pay off the card in full. Honestly, I shouldn't have provided that input, as you didn't ask for that opinion...
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I think what you are trying to say is that you find that you spend less when you use cash instead of credit cards? I'm sure this is the case for many people with credit cards and I agree it would outweigh the rewards you get from credit cards. But I for one am not like this. I treat anything I buy with my cards like I am using cash for the purchase. I don't look at my available credit as cash that I have.