[debtfreesteve]

I think the key is for us (sweeps vs me, or others vs cb, etc), shouldn't really debate each other, (I"m guilty), as we aren't going to change each others minds.. however when someone asks a question, that we can possible provide our point of view, do so, just to answer the original question, and not antagonize other views... just again, as I've done...

TEEN, you are way ahead of the game, as you at least think about $, sorry that I singled both you and Joan out... Basically, my point to you Teen was to have the ability to invest, you have to have money, and I have found that by paying off my credit cards, and by paying with cash each month, I have more money, way more than the rewards might offer (IMO), without the risk of something happening and not being able to pay off the card in full. Honestly, I shouldn't have provided that input, as you didn't ask for that opinion...