[debtfreesteve]

I'm not going anywhere, just a quick jerk reaction... I'll stop beating dead horses too...

I see the world now through a different set of lenses, than when I had the credit cards, and couldn't manage them.

I used them to purchase items, that actually we could afford, but didn't realize we could, as we didn't have a budget...

btw jesse, we might purchase the spreadsheets you have... as I mentioned somewhere, we've been drifting away from being on a detailed budget, as we honestly have so much leeway now. .. too much money lol...