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Originally Posted by cbmeeks
I owe over $13,000 and they are raping me at 21.23%. They are HSBC.
I owe $11,800 on my car and they are charging me 17%. They are CitiFinance.
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I feel faint....
Do you have a local credit union where you live, or can affiliate through your employer? You could get much better rates at a CU, providing your credit score is fairly presentable.
Please keep us posted and the best of luck finding a good rate!