Should I try to refinance my minivan?
I owe over $13,000 and they are raping me at 21.23%. They are HSBC.
I owe $11,800 on my car and they are charging me 17%. They are CitiFinance.
Should I contact HSBC and see if they will give me a lower rate? Should I call CitiFinance and see if they will transfer the loan?
Should I bluff HSBC and say CitiFinance will transfer over?
Opinions appreciated.
Thanks!
cbmeeks
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