I have been on the envelope method all my life. Someone mentioned Dave Ramsey and the envelope method. I did read the book, but it was many years ago. I did not remember him mentioning the envelope method. Did he?
It took several years before living frugally paid off and we have been there for a while. The funny thing is; once you get to the point that you can afford almost anything you want to, you really find that "things" are really not important. We don't want things we don't have, we want the things we have now!
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