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Old 01-02-2005, 09:06 PM
mom-from-missouri mom-from-missouri is offline
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Default Re: Can you use a debit card as a credit card without using your PIN number?

check with your bank. at my bank, when used as a debit card-it comes out of my account right now. when used as a credit card, it still comes out of my account right now (or at the end of the month if the funds are not there at the time). But, as a credit card, since it comes out now or at the end of the month, there are no finance charges. PLUS, my bank gives back 2% every November for credit card uses on it. So, now I put my mortgage and all my utilities on it--I have it set up so they charge to my credit card automatically. This year I got back a couple hundred dollars this way from the bank. Each bank is different, so check with your individual bank.
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