Re: Need some advice
Hate to be a Dave Ramsey fan-boy, but his plan works.
Get his Total Money Makeover book. Seriously, you can find the paperback for well less than $20. Get out of debt BEFORE you start saving for a house. It sucks to live with parents, but 30 years of debt sucks more.
If you save for a house while you are paying debt, you will pay more interest and save less for the house. No debt = more money. Period.
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