Re: HSBC Direct $25 Bonus vs Emigrant Direct Bank (Is ING even in the competition?)
I was considering the GMAC option, but with HSBC's layered security and their rate now 4.65%APY, I'm going to wait and see what GMAC or someone else does. Only $8.33/month difference between the two banks for a $100k deposit. Whereas going to a 5% bank would net you an additional $29/month. I saw my Experian fico score drop from 815 to 798 from being a rateWh*re for the past year, so I'm going to sit tight for now as I'm considering moving houses in the next couple years. The falling back of EmigrantDirect and IngDirect tells you that they've gotten fat and complacent. I wished INGdirect would lose a ton of business so they'd get back in the game - I LOVED their interface.
|