[WellManicuredMan]

Thank you everyone for replying.

sakigt,

Congrats to you! But what do you mean by "not as high as you are"?

Sweepsplayer,

That makes me feel better about the $27 annual fee. They didn't come right out and say that so I was a little bummed when I finally found it in the fine print. After reading about how fees are eating up people's earnings due to the compounding factor I had become very concerned about trying to avoid this.

Now what happens if I leave the company, can I keep the money where it is and let Vanguard continue to manage the account for me as if I never left the company or do I HAVE to roll it into something else? I suppose the fees would change if I leave it alone since it states the "Plan Sponsor will pay the majority of the Plan related fees and expenses".