in all seriousness Lisa, another important question to consider is whether you are looking to manage this debt or eliminate it.

it would seem a self evident question but I realize many people do not hold the aversion to debt that I do.

Dave's plan is designed with a mentality of eliminating the debt for good so interest rates do not matter, accomplishment does. Since you are attacking the debt seriously with every spare dollar, the extra interest you may pay by not wiping out the high interest stuff first is negligible when compared with the motivation you get by quickly having one less payment due each month.