it depends on whether you can eliminate CC A and make a sizeable dent in the unsubsidized loan before Feb '07 (with your irregular income, I appreciate that will take some effort to calculate)


if it will take you most of the time between now and then to get rid of CC A, then I say immediately hit CC B second as who knows what that rate will adjust to, that 4.7% on the unsubsidized loan isn't too shabby as rates go.

alternately, you can plan on shopping for another 0% card late next fall to surf CC B to, if that's workable then leave the list in the order you have it. me personally, I let emotion get in the way, I want the credit cards gone.