Re: Reward system
Some great ideas on rewarding! If rewarding will help you toeard your goal, then by all means use it. There is no "one answer fits all" when it comes to paying off debt and you need to use the systems that help you do the best.
When we were paying off debt, we would reward ourselves. When it got to the lowest point, we did it on a daily basis. We went out and bought a package of our favorite (and somewhat expensive) candy. At the end of the day if we both agreed we had done a good job that day, we got to eat a piece of the candy.
It is much easier to use the reward system if it is immediate and not a year down the road so I would opt for small, frequent rewards over something big that is a long way off. Or at least combine the two together.
|