[PrincessPerky]

Positive mental attitude! And if you are slipping in say oh week one of January it isn't to late to start over again. (even December isn't to late, the calendar is man made, we don't have to follow it unless we are at work) )

That and a year is just soooooo long, I like to keep at a habit for a month or so, If I still havn't got it down, it is either too big, or just not the right time. Not like there arn't plenty of other habits I need to work on. I just go chose an easier one. I put the hard habit away for awhile.

And be specific, instead of 'I'm going to stop spending money' try "I am going to stop buying X' with X being something you tend to buy that isn't neccesary. Or for me I aim to reduce one bill at a time, and when I get stuck I move on to another one. Right now my grocery is about as low as its going for a bit, so I moved on the the heat (notice my recent Q, of how low is low.) When I first decided to cut bills and pay the CC sooner, I was overwhelmed with choices. now with one bill at a time, and one new habit at a time I think I can make it.