[flash]

Hmmm, wasted a perfectly good opportunity to get $50 or an iPod for a hat?

The 0% is fine, as long as you read the fine print, and as long as no one has any problems with credit cards (i.e. overusing them). People float money like this frequently. Just don't allow yourself the mindset of thinking that the debt isn't there, until the offer is over with and it all comes due.

Also, double check that it's 0% on everything, not just on balance transfers. And if one loan is with the bank that issued the card, they generally won't allow you to use the offer on that money.