Re: What do you do with your emergency fund?
Mine is in savings at 4.5% - HSBC, because we have several nearby so I oculd get it if needed, plus I can still have online access.
I don't have a plan for when to put money into savings. Right now I am at the point where we have enough in the EF, so all extra money goes to pay down debt or to invest. If the checking account gets over $1000 or so, then I write a big check toward the car payments or student loans.
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