I want to thank all of you for your advice. I have visited all of the sites recommended and then some.
For anyone in the same boat as I am surf over to interest.com as well. They have a great calculator.
My funds mature on the 15th of May so I had better decide.
I already purchase SPY, DIA, and QQQQ monthly in my IRA.
GMAC and Pentagon Federal Credit Union are the clear winners.
Anyone here have any personal experience with their (Pentatgon's) online banking?