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Old 05-05-2006, 07:23 AM
sweeps sweeps is offline
Hopeless Optimist
 
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Default Re: Help with asset allocation

Thanks, PP.

Claire, there's nothing wrong with supplementing your portfolio with inflation-protected bonds, but they're not a replacement for regular bonds because they often move in different directions. More info here. I should say when working with a smaller portfolio (let's say under $50K), you really can't do complete diversification. One reason for this is the inability to meet funds' minimum balances. For smaller portfolios, I prefer a lifecycle fund such as Vanguard Retirement 2045 with maybe a piece of real estate or emerging markets added in.
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