[markio26]

i would say to keep a record of everything you save, spend, assets, etc.. then start brainstorming on ways you can save.. if you set goals, it is easier too.. all of the posts were very informative.. try to stick to some of their suggestions.. good healthy habits, if you are happy at home, you will be happy at work.. ppl. like to give helpful info. to happy ppl.. and above all be yourself... be committed to what your budget tells you... there are correct times in the year to buy... it is harder to manage the family budget this year, due to all of the increases from all of the businesses, that we buy from.