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Originally Posted by claire
....Maybe you should tell your boss that the raise, while much appreciated, puts you out of the WIC range, so you're actually losing money. Ask if you you could have another percentage point increase to help you through this transitional time.......
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Probably the best single strategy!
The rest I suggest would obviously depend on job stability, your health, risk tolerance, predictability of the future, etc. Each family should decide what works for them.
Ultimately my advice would be simply think "outside the box", think long term (in this case WIC is
totally gone in 4 years, the job hopfully won't be), look at all options, and be OK with the plan you and your dh decide upon.