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Old 05-04-2006, 07:45 AM
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Default Re: Whats your opinion on a HSA/HDHP health plan?

Quote:
Originally Posted by CRFSaver
Do the HSA's have the same ability to negotiate preferable rates with hospitals, doctors and clinics?
No, the whole idea is YOU have to negotiate to keep the costs down. HSA's are supposed to make the patients more aware of/responsible for the cost of their care because they'll put pressure on health care facilities to price things competetively.

The question is, when you're in the emergency room, how are you supposed to do that. You're doubled over in pain, and you manage to say "but the hospital down the street only charges $692 for that test. Can you match their price?" Yeah right.
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