[debtdude]

Note that while you could go with 0% transfer cards every time your initial period ends (6-12 months), this will negatively effect your credit score because you are appling for so many cards.

I had a 0% for a year. When it was over, I called and said my other xyz card is offering a 2.9 transfer rate. Can you match that? That could only do 3.7 so I switched. While I did have transfer fees to pay, the 2.9 was still a better rate.