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Old 04-30-2006, 09:40 AM
VJW VJW is offline
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Default Re: Whats your opinion on a HSA/HDHP health plan?

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Originally Posted by rexdart
health insurance became a responsibility of employers in World War II?
Yep. They’re choice. Are you unfamiliar with the history ?



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and I don't want someplace else that covers everyone, I want to do it myself and as I said before, I want the free money.
Giving you “free money” is not the goal of an efficient healthcare delivery system. That’s the point. That HSAs were not proposed to provide quality efficient healthcare. They are a political scheme to bribe people into shifting the responsibility of health insurance from employers to employees.



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I have no problem with you fighting for whatever program you want but just don't take choice away from me.
A) All the comprehensive plans would allow all the choice you want.

B) The problem you’re not addressing is that if you are faced with a scenario similar to what I previously presented, a catastrophe illness, not only will you lose your “free money”, but you will be burdened with inadequate insurance coverage.

Half of the record bankruptcies being filed in recent years are due to medical bills, the vast majority by people who have a job, own a home, and have health insurance that they discover too late is inadequate.



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I'm also curious...have you read the Rand study?
I did.



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Do you have a link to it?
No, I read the print edition. That specific study was in a 2004 JAMA. The subsequent RAND studies are proprietary.



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I generally don't see much difference between that and "mandated employer based" (who exactly is doing the mandating?) but I'll accept that they are not the same.
Regulating an industry is completely different than a “government supported system”.

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