[itsmejan]

I have been using step #1 for almost a year now. I pay ten dollars over on all but one card,on this one I pays whatever the the minumum plus whatever the previous months finance charges are. It is unbelievable how much this is helping bring down the balance.
when this card is paid off I intend to do the same on another one. Belive me we are not rich ,we live on my husbands disability and alot of our CC debt is because we spent whatever cash we did have and had to charge alot of meds on CC's. It can and will be done ,one card at a time. JAN