Re: Do you have a Christmas Account?
I budget $50 a month and it sits in my 4% savings-this goes mostly for family members. I also use my CC points and cash them for grift certificates to different stores and then give them as gifts. I make homemade tamales and give them out to friends and neighbors. A lot of bang for the buck and everyone loves them.
I think more important than all the cost of gifts is to teach your children that Christmas is NOT an event for you to get everything you want. I believe parents set themselves up for the debt they get themselves into. Some needed clothes and a few toys that are not outlandish should be enough to more than please a well balanced child. This will help with the budget more than anything else!
Boefixepa
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