[brizzad]

Okay guys, Here's the deal, I'm 21, and over $20,000 in debt. I've been reading a lot and you guys are simply experts at managing money.

Annual income:
$35,000-$45,000 (it varies, commission based)

My mandatory monthly expenses (NOT INCLUDING THE DEBT):
-$320 daycare and child support
-$22.50 web hosting
-$250 food
-$100 gas
-$60 weed
-$180 car insurance
-$55 cell phone

A breakdown of my debt:
$6,000+ in student loans ($74/mo)
$14,000+ car note ($259/mo)
$1500 from a small personal loan ($160/mo)
$750 credit card debt ($15/mo min.)

What I'd like to accomplish:
Have all debt paid off within 18-24 months.
Make regular deposits to my savings account.

I'm completely clueless and unorganized about how to handle my finances. Like I said above, I'm only 21, and I'm new to the 'real world' Would anyone be willing to help me come with a plan for how much to pay on each bill a month, how much I should drop into savings, etc..

Thanks in advance!