[Fern]

This wasn't really an investment, but a few years ago i pre-paid for a winter's supply of heating oil with a local supplier. The company continued taking money in from hundreds of customers without delivering the oil. They went belly up. It got a lot of press in the papers,the attorney general got involved, but becus i was an unsecured creditor, i never got my money back. I didn't get burnt as badly as others; it was only a few hundred dollars.