Re: When does good credit leave your credit report?
You also need to be careful of the length of time you've had the accounts open. You don't want to close your longest running account because that will instantly shorten your credit history. If you have a card you've had for 10 years and one that you have only had a year, but you only use the newer card, closing the old card is a bad idea. If you do, your credit history goes from 10 years of good credit to 1 year.
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