[Haku]

Forgive me if I sound conceited, but it's not really that advanced, is it? Just paying something off before it's due, and making sure you don't get hit with any hidden fees. However, to do so means that you have to have additional capital somewhere else to pay the monthly minimum while the original is either tied in CDs for a year, or having to pay with the borrowed amount sitting in the Savings. Either way, you still lose out....


Also, the original poster did not specify that the credit card is 0% in interest, which if you're by that point, hopefully one has moved on to bigger and better things than juggle credit cards.

Hmm. For a new guy around here, I don't think I'm starting off with a good impression. If I've stepped on any toes, I apologize. It's just that, I think the idea only sounds good in concept, but not in practice.