Need Help with Budget
Mortgage: 529.97
Car Payment: 265.65
Life4 Insurance: 28.31
Gas Bill: 108.00
Lights, water, sewer, and trash: Averages about : 60/month
Alarm for house (will be getting rid of in Sept): 19.99
AOL: 14.99
phone: 38.00
Gas for car for the month: 100-120.00
Grocerys: 200/month
allowance for youngest daughter: 20/month
cable: 50
Money from work after taxes: $1420.00/month
Money from housekeeping jobs: $80/month
CS: 625 a month, but oldest daughter may be moving in with her dad so at this point I would like to say $300 a month for child support
Usually work between 10 to 12 hours overtime each month. Have an EF of $1,000. Have $100 taken out every two weeks out of check that I don't even touch. This is saved for insurance tags, renewal of car insurance, birthdays, and for unexpected bills. The only credit card debt I have is $1240 (a dental bill) and is interest free until Nov. of this year. Getting around $3,800 back on my tax refund. Thinking about just paying this bill off and getting it out of the way. Also, I have them take out $50 every two weeks for my 401 (b). Would like to put this on hold tell I pay my car off, but since I started late in life with retirement I would hate to stop this. I am 47 yr. old this is one of the reasons I don't want to put the 401 (b) on hold.
I am very frugal to the bone so don't go and spend money like it's growing on trees. Would like if anyone can give me input on my budget. Thanks! Renee
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